There is always a section marked ‘legals’ and so there should be. Health Insurance Advocates does take your privacy seriously and is committed to disclosure about our services and the nature of our relationship. Please review this material and if you have any additional questions, please contact us to answer them.

Privacy:
Respecting and protecting your privacy is of importance to us. If you have any queries on privacy relating to our service, please examine this section or contact us. Each health fund included in our matrix has its own privacy policy and principles. Copies are available on request. Once you have made a decision, we will process your enrolment paperwork.

In utilizing this service or other products and services offered by us, we will collect personal information about you. We will use the personal information we collect about you for the purpose of assisting you in your enquiry and to provide you with the product or service applied for. We may also use personal information collected from you in order to tell you about other products and services.

If you are unable to provide us with the personal information requested then we may be unable to process your enquiry and provide the product or service requested.

The products and services you are enquiring about are provided by third party service providers and you authorise us to disclose personal information in confidence to a provider nominated by you.

Information on this site:
Irish National Foresters’ Friendly Society Limited (“The Society”) make no representation or guarantee on content and suitability of any advice presented online for whatsoever purpose. Neither The Society, nor any of its members/employees, accepts responsibility regarding correctness, terms, conditions, reliability, updates, or any other issue of information presented on the website. The Society shall not be liable for loss, damage, or claims incurred in regard to presented material, or related action or inaction taken upon reliance of the contents of the site. Neither is The Society liable for any damage to computer hardware/software or loss of information stored on a computer arising out of a user’s access to the website.

Generalised health policy information is provided for clients to receive an indication of the types of health covers on hand. Enquirers need to confirm terms/details of any policy they select. Rates and conditions shown are subject to change without notice. Whilst The Society strives to maintain accurate information, it does not accept responsibility for inaccuracies in information or changes without notice.

Terms and Conditions of Service:
Our services are free to you the member. The Society receives remuneration by way of commission from various health funds, payable to us in circumstances where you take out health cover.
The products and information about health funds, which our site displays or are referred to, are intended to provide comparative information with the intent of assisting enquirers to make a value judgement concerning their health insurance cover requirements.
Enquirers should ensure that their choice of cover is adequate for their specific needs. Our recommendations are ranked from a short list of the 4 health funds which have the largest membership base in Victoria.

In addition, where an enquirer is a Temporary Australian Resident, our recommendation is not part of the matrix, but is of a specific health insurance provider who we consider offer a competitive service and with whom we have an agency arrangement and receive remuneration by way of commission.

Copyright:
Copyright of this website is owned by The Society (for Health Insurance Advocates), which includes presentation of data/format/design/logo. This site is not to be reproduced or varied, electronically, or otherwise.