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Please phone Health Insurance Advocates - 1800 246 162 (Freecall)

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Please review this material and if you need any assistance, use our contact us page to complete your request.


Health Insurance for Visitors to Australia or Temporary Residents.

If you are interested in the recommended Overseas Visitors/Temporary Residents Health Insurance cover outlined below, contact us to receive a detailed brochure/application form.

Overseas Visitors cover offers a choice of 3 levels of hospital and medical health insurance cover at affordable cost for people visiting Australia for three months or longer .

  • This cover is only available to non-Australian residents who are not eligible for full health benefits under Australia’s public health care system, Medicare.
    OR
  • From a country that has a reciprocal health care agreement with Australia but would rather be treated privately and have more health care choices.

Which cover is right for you?

PREMIUM Overseas Visitor cover:

  • Will provide medical care for unforeseen illness or accidents whilst holidaying in Australia
  • Is suitable for people entitled to reciprocal Medicare benefits but who want private hospital and choice of doctor
  • Provides all-round cover (including optical, general dental, chinese medicine, acupuncture, shiatsu, chiropractic, physiotherapy, psychology and pharmacy (conditions apply). Meets most visa requirements
  • Includes benefits for having a baby (i.e. - after 12 months membership)
  • Includes emergency medical repatriation to my home country
  • Emergency ambulance is inclusive
  • Meets most visa requirements for working/training visas
  • Is suitable for an older person who requires comprehensive hospital cover and pharmacy
  • Includes treatment for pre-existing conditions (i.e. – after 12 months membership)
  • Psychiatric/rehabilitation after 12 months membership

STANDARD Overseas Visitor cover:

  • Standard Overseas Visitor policy differs from the above (i.e. – Premium cover) since the Standard policy does not cover treatment of pre-existing conditions; pharmacy; psychiatric/rehabilitation; nor extras such as optical, general dental, Chinese medicine, acupuncture, shiatsu, chiropractic, physiotherapy or psychology.

BUDGET Overseas Visitor cover:

  • Will provide medical care for any unforeseen illness or accidents whilst on holidays in Australia.
  • Is suitable for people entitled to reciprocal Medicare benefits but who want private hospital cover and a choice of doctor.
  • Refer to Premium or Standard cover if you require more than Budget cover can offer you.
  • Phone Health Insurance Advocates – 1800 246 162 (Freecall) for a detailed brochure and to discuss your specific requirements.

EXTRAS cover:

Although Premium cover includes numerous extras both Standard and Budget covers do not.
To add extras to Standard and Budget covers (i.e. - dental, physiotherapy, optical, massage and more) you can choose either Basic, Comprehensive, Super or Natural Therapies cover.

Ask our Health Insurance Advocates about our SPECIAL OFFER Call - 1800 246 162 (Freecall) for a brochure and application today.